Confidence
Extensive experience across different companies and situations helps identify what matters and make well-founded decisions.
Work can start quickly and in a controlled way.
About Apaja
Experience, perspective and hands-on execution.
Apaja provides experienced finance leadership for a defined period in a wide range of business situations.
In Finnish, “Apaja” is a place where opportunities can be found. The name suits us well!
BEHIND APAJA
KRISTIINA KÄMÄRÄINEN, FOUNDER
An experienced finance leader who sees the big picture and gets things done.
Throughout my career, I have worked with a wide range of companies and organisations — from growth companies and SMEs to large international groups. My finance leadership experience spans technology and industry, insurance and financial services, service businesses and audit.
Different companies and situations have taught me that finance cannot be led with a single standard model. I adapt proven practices to the company’s size, situation and needs.
The best solutions come from listening, discussing and working together. I value clarity, a practical approach and a straightforward way of moving things forward.
KEEP IT SIMPLE.
Experience at a glance
30+ yearsas a finance professional
21+ yearsin finance leadership roles
9+ yearsin board workas a member and finance director
9+ yearson investment committees
8+industries
Experience across roles
CFO / Finance Director · Head of Finance · Finance Manager · Accounting Specialist · Auditor
Finance leadership experience
Financial accounting and statutory reporting · Management accounting and reporting · Budgeting, forecasting and scenarios · Cash flow and liquidity · Investment portfolio oversight and cooperation with asset managers · Tax matters as part of finance leadership
Leadership and governance
Management team and board work · Investment committees · Leading finance teams · Internal controls · Stakeholder cooperation
Change and development
Systems and implementations · Processes and ways of working · Outsourcing · Organisational changes
Finance leadership in an international group environment
Experience in leading the finance function of Finnish and foreign companies within international group structures, post-transaction integrations, and aligning group finance practices and requirements.
Career experience includes
INDUSTRIES: Insurance and financial services · Technology and telecommunications · Energy · Professional services · Fintech and digital financial services · Shipping and logistics · Market research and data analytics · Business and industry organisations
COMPANIES: Compre Group / Bothnia International Insurance Company · Sb-Life Insurance · Tryg · Fennia · Nokia · Microsoft · Fortum · KPMG · Tesseract · United Shipping Services · AC Nielsen · Finnish Chamber of Commerce
WHY APAJA?
When finance needs an experienced leader, what matters most?
An experienced finance leader takes responsibility for the agreed scope from start to finish.
Ability to deliver
Experience in change, systems and developing ways of working helps implement improvements in a controlled way.
The agreed work is completed and put into use.
Continuity
I work as part of the company’s day-to-day business and implement agreed practices together with its people.
The company is able to continue independently with the solution in place.
The right solution for your company
Finance leadership expertise comes from hands-on work in management, board-level responsibilities and stakeholder cooperation.
A practical solution without unnecessary complexity.
How can we help?
Tell us about your company’s situation and what you want to achieve.